Ever wonder why some frauds never get caught until it’s way too late?

Because the watchdog is sometimes eating from the same bowl.

💼 Procurement Games - Vendors inflate prices and hand back a slice under the table.

🏥 Healthcare Billing - Doctors or clinics get "referral fees" for unnecessary tests or prescriptions.

🏗️ Construction & Projects - Subcontractors "win" bids through envelopes, not blueprints.

💰 Financial Services - Loan officers push risky clients if someone oils the approval chain.

🌍 Global Trade - Customs, logistics, and clearance speed up magically when palms are greased.

Harsh reality: The World Bank estimates businesses and individuals pay over $1.5 trillion in bribes every year – roughly 2% of global GDP. That’s a lot of "consulting fees" with no reports delivered^[ref].

🚨 What can you do?

- Companies: Rotate duties, enforce transparent vendor selection, and audit payments regularly.

- Employees: Say no early. Kickbacks may seem like "industry practice," but they leave a digital trail - and a legal one.

- Banks & Auditors: Watch for inflated invoices, round-figure payments, or repetitive "service fees" - classic kickback red flags.